Thursday, February 13, 2014

02/14

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12 easy, fast ways to save money 


“The 12 Ways to Save Money Fast,” an article introduced by the online edition of U.S. magazine Cosmopolitan, suggests some austerity tips to help people cut down on their personal expenditure and save extra money. 

1. Shed some extra cents off your gas fees by checking out GasPriceWatch.com, where you can find the cheapest offers in your area. 

2. Forget name brands and start buying generic everyday necessities, such as toiletries and cleaning products, in bulk. Take shopping trips with friends to Costco and split that bulk pack of items for a lesser price. 

3. Join your local library. You might be shocked to find that its DVD collection is stocked and up-to-date (not to mention totally free). If you normally rent one movie per week from the video store or Netflix, you can save over $200 in a year.

4. Keep your appliances -- coffee pots, toasters, hair dryers and computers -- unplugged when you are not home. According to Energystar.gov, it costs you $100 per year to power appliances in standby mode (especially ones with features like clock displays). When you go on vacation, it’s a good idea (both for your wallet and the environment) to unplug large energy consuming devices. 

5. Cliché as it may sound, avoid the morning Starbucks latte. You’ll save about 190 calories and $3 per day. You can still make your homemade coffee feel special by adding a pinch of cinnamon or nutmeg.

6. Getting cash back on your clothing purchases is another good way to make some extra money. It is disappointing to buy a piece of clothing full-price, then see it on sale a week later. Hang on to your receipts, because large apparel chains -- Gap, Banana Republic and Old Navy to name a few -- will refund you the difference on items that go on sale as long as you present a receipt within 14 days of the original purchase.

(to be continued)


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